FCA Test Case Update
Whilst we welcome the Supreme Court judgement in favour of the FCA and policyholders it does not mean that all Covid 19 BI claims will automatically be settled. In addition the ruling only applied to ambiguous wordings and therefore the majority of insurer wordings will still provide no cover for the pandemic.
The next step is the further review of each claim on its own merits. That review is being conducted by insurers and we are actively engaging with them at a senior level to ensure this is done as quickly as possible.
Our further advice will follow as soon as possible.
We pride ourselves on the service we offer to our customers. Our experienced staff understand the requirement to combine comprehensive cover from leading insurers at a realistic cost. We understand that circumstances are regularly changing in the world of industry and agriculture and it is important to provide professional support to find the right cover at the right price.
With our experience and knowledge of the area and markets we can provide a friendly, understanding ear when catering for all commercial and rural insurance requirements. With access to specialist insurance suppliers we can create balanced, competitive and inclusive cover specific to your requirements.
A policy tailored to the individual requirements of the client, from a smallholding to a large estate. A wide range of sections are on offer from a selection of trusted insurers. This product can be used to cover buildings, machinery, livestock and everything in between.
Cover for all your farm vehicles under one policy, from private cars and commercial vehicles, to a wide range of agricultural vehicles and attachments. Varying levels of cover, excesses and a choice of insurers are available.
A wide choice of policy types are on offer for all types and sizes of business, from sole traders to large corporations. Cover can include liabilities, commercial combined, professional indemnity, good in transit and directors and officers.
All vehicles owned by a business can be covered under one policy, with one insurer, and one renewal date. Our range of insurers can offer fleet rated or no claims bonus discounts and varying levels of cover. Stand alone plant policies can also be offered.
Cover for a wide range of properties for both residential and commercial property owners. Short and long term policy periods are available for occupied and unoccupied properties. Multiple properties can be covered under one policy.
A choice of cover options from a selection of insurers. Individual policies for buildings or contents are on offer, as well as a combined policy to cover both sections. Additional cover is available for legal expenses and optional sectional upgrades.
Call us on 01772 780 600 or contact us for further information about our cover solutions and how we can meet your requirements